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资料题：Which of the following policy-holder is of the highest level of risk to have an accident?

发布时间：2021-03-19

A.A single middle-aged lady who isdriving alone to West coast for hersummer vacation

B.A unmarried young man who drivesan economy car to work onwekday

C.A single old man who drives a newluxury car to the rural area everyweekend

D.A married middle-aged lady who istravelling by train

参考资料

Protecting Your VehicleLoss or damage to your car or its contents (property)CollisionPays to fix your car after an accldent (collision) with another vehicle or other stationary abjects such as a guard rail, curb, or light pole.ComprehensiveProvides coverage for damage to your car cal ised by something other than hall, windstorm, earthquake, glass breakage, vandalism, or theft.Parked auto collisionIf your car is parked and unccupied and it is damaged by a nit-and-run driver, this overage pays for the cost of repairing it. Most companies waive the deductible in this event.Personal property coveragePays for personal property belonging to your family (such as coats, cameras, etc.) that is damaged or stolen while in your car.Coverage for electronicsCoverage furmished for electronics that are permanently installed in your vehicle, such as televisions, telephones, fax machines and DVD players and for factory-installed electronics and computer equipment.Air bag replacement coveragePays for the cost of reinstalling a factory-installed air bag even if one is activated without being involved in an accident. How Much Will Auto Insurance Cost?Drivers are grouped according to the level of risk each one poses—that is, the amount paid by insurers in each category of policyholders. Insurance companies group drivers in the followving way:. Sex: Men have more accidlents on the road than women.. Age: Drivers under 25 (and for some insurers, under 30) are considered more likely to have an accident.. Marital Status: Married drivers tend to have fewer accidents than single drivers.. Personal Driving Record: Years of driving experience, accidents, speeding tickets and drunk-driving offenses are all factors in detemining how much of a risk you pose as a motorist.. How You Use Your Vehicle: If you commute by car during rush hours, you are at greater risk of having an accident than if you only drive for errands and recreation on the weekends. Drivers who use their own vehicles for business also are considered to be at a greater risk.. Types of Vehicles: The value, size, weights, age of your vehicle, even the cost of replacement parts are essential to determining the price of your insurance. Larger, heavier vehicles are considered at lower risk than smaller, lighter ones. More expensive cars are costlier to have repaired than economy models so the premium is higher.

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1Which is NOT included in the coverage of electronics?
A.Factory-installed radio
B.Permanenty-installed telephone
C.Factory-installed computer
D.Temporarily istalled DVD player
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2What do we know about the Parked auto ollision?
A.The insurer can get the coverage ifhe has an accident.
B.Many companies offer discounts onthis insurance type.
C.It has no dfference with the ollision.
D.The insurer's costs can be coveredin a hit-and-run accident.
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3Which of the following car damage can be covered by the Comprehensive?
A.Broken window caused by storm
B.Destroyed seats after an earthquake
C.Deformed door after a collision
D.Flat tire cut by a malicious guy
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4What can NOT be inferred from George Gilhooley's letters?
A.He has not done very well in themajor learning at college.
B.He has no working experience.
C.He graduated from college with amaster degree.
D.He is full of confidence in gettingthe position.
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5Where did George Gilhooley read the ad of Sycamore Company?
A.On New York Times
B.On a book published by the Company
C.On the website of Sycamore
D.On a newspaper named Times Union
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6What can be inferred from the second passage?
A.If you keep single, you are likely tohave no accident all your life.
B.Expensive cars are more likely tohave an accident than economymodels.
C.The price of insurance is muchlower for the economy cars thanthat of larger ones.
D.We had betterpersuade ourcompany to allow those drivers towork on weekend.
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7What is the most essentia incoming mail according to memo?
A.Sealed stamp on the env
B.The name of the actual recipient
C.The company name addname of the recipient
D.The company name on it
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8What is the main purpose of first memo?
A.Reminding the companyof how to send and recei
B.Criticizing the companyfor some bad habits
C.Informing the companyof an important announce
D.Giving thanks to all the companyemployees
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9What is the last step of the suggested formula while handling outgoing mails?
A.Place contents into packaging
B.Attach completed shipping form
C.Seal package
D.Apply label with recipient informationto the peckage face
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10What does Melissa Witt intend to say by writing the sentence "Use bullets if a lot of information is conveyed"?
A.She would punish those who don'tfollow this new memo format.
B.She asked the stuff use a gun whencomposing a new memo.
C.She required the stuff to state thedifferent information one by onewithin separate paragraphs in amemo.
D.She has been fed up with those whoconvey so much information in onememo.
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资料题：Which of the following policy-holder is of the highest level of risk to have an accident?

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